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Loan Information and Apply for Loans

Federally funded student loan programs for students/parents

The procedures for the STAFFORD LOAN PROGRAM are as follows. Please note, our Title IV School Code is 002638.

Effective July 1, 2008, undergraduate students are eligible to borrow an additioanl $2000 under the Federal Unsubsidized Stafford Loan program.  Please click on one of the forms below to print an application.  We will add the loan amount to your financial aid package and process the additional loan once we receive a signed application and confirm that you meet all eligibility requirements.

 Freshman Student Application                                       Returning Student Application

FRESHMAN AND NEW STAFFORD LOAN BORROWERs

STUDENTS WHO HAVE NEVER BORROWED UNDER THIS PROGRAM AT SAINT PETER'S COLLEGE,OR, IF YOU HAVE CHOSEN TO CONSOLIDATE YOUR STAFFORD LOANS, MUST COMPLETE AN ENTRANCE INTERVIEW AND A MASTER PROMISSORY NOTE (MPN). PLEASE FOLLOW THE STEPS BELOW:

  1. A signed award letter accepting the loan is required. This indicates your intent to borrow (it is not an  application) and should be returned to the financial aid office.
  2. Click on the New Jersey HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) link to complete the lender selection and loan application process.

Once these steps are completed,  Saint Peter's College will be notified that you have completed your application and that it needs to be certified ELECTRONICALLY by the institution. Loans are not certified until the students financial aid file is completed. Freshman Stafford Loans will be disbursed 30 days after the start of school, but the loan will be reflected as pending aid on the student's bill.  

returning students who have previously borrowed stafford loans

Students need only return the signed award letter stating they accept their loan(s) and return it to the Financial Aid Office.  A new loan will be processed through their existing lender for the amount(s) the student has specified on the award letter.

PLUS LOAN PROGRAMS

THE PROCEDURES FOR BORROWING PLUS LOANS ARE AS FOLLOWS. Please note that PLUS LOAN BORROWERS MUST APPLY EVERY YEAR BECAUSE OF A CREDIT CHECK AND THEN SIGN A NEW MASTER PROMISSORY NOTE.  DO NOT BEGIN THE APPLICATION PROCESS UNTIL JUNE BECAUSE YOUR CREDIT APPROVAL IS ONLY FOR A SPECIFIC TIMEFRAME AND COULD EXPIRE PRIOR TO CERTIFICATION BY THE INSTITUTION. LOANS ARE NOT CERTIFIED UNTIL STUDENT'S FILES ARE COMPLETED.  OurTitle IV School Code is 002638.

PLUS (Parents for Undergraduates Loan Program)

Apply on-line for PLUS loans, Click on the New Jersey HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) link to complete the lender selection and loan application process.

Graduate PLUS Loans 

Graduate students who are matriculated and enrolled at least on a half time basis, have filed a FAFSA and have borrowed under the Stafford Loan Program for the upcoming 2007-08 academic year, can borrow the remaining aid eligibility under the Grad Plus Loan Program.  Apply on-line for  Grad PLUS loans, Click on the New Jersey HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA) link to complete the lender selection and loan application process.

Alternative Loan Programs

Students and Parents can choose one of the lenders/programs listed below or utilize one of their own choices (file electronically). It is recommended that you compare the programs by reviewing their benefits thru repayment. Please note, our Title IV School Code is 002638.

New Jersey Class Loans

Private educational loan designed to help students meet their educational expenses that are not met by grants and scholarships. These are Fixed Rate Loans for both Undergraduate and  Graduate students. Students must be enrolled at least half-time, must file a FAFSA, must be enrolled in a New Jersey Post secondary Institution. Student  does not need to reside in New Jersey.

Chase Bank Loans
Chase Select alternative education loans are a type of solution for  less than half time, half time and full time undergrad, graduate and medical profession students.  NO fees for any borrower in any tier, rates as low as Prime minus 1.00% and low rates across 6 credit tiers.  Scoring model allows higher approval rates with and without coborrowers.  Min. $500, flexible repayment options with benefits and past due balances allowed.

Signature Loans
Apply online for a Sallie Mae Signature Loan.

 

Saint Peter's College
The Jesuit College of New Jersey
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Jersey City Campus
2641 Kennedy Boulevard
Jersey City, NJ, 07306
main: 201-761-6000

Englewood Cliffs Campus
Hudson Terrace
Englewood Cliffs, NJ, 07632
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